Insurance

Term Insurance

Pure risk protection cover providing maximum sum assured to your family at the lowest premium.

10,000+ Happy Clients Across Northeast India
Instant Policy Cover
AI Processed
Interest Rate
N/A
Min Premium
₹500/month
Max Coverage
₹5 Crore Cover
Tenure
5 to 40 years

Why Term Insurance Matters

High cover, low premium. Guard your families future against liabilities and debts with pure term insurance. Shani Finserve provides customized, AI-driven assistance matching you with the leading lenders and AMCs across Northeast India to guarantee the lowest processing fees and competitive rates. Our platform ensures seamless, paperless execution with priority routing.

Key Product Highlights

Discover the cutting-edge features that make our term insurance solution the best choice for your financial goals.

Lowest Premiums

High Sum Assured

Critical Illness Riders

Why Choose Us for Term Insurance

Ultra-high coverage at low cost

Riders for critical illness/accident

Peace of mind

Eligibility Criteria

  • Age: 18–65 years
  • Non-smoker declarations get discounts

Documents Required

  • Salary slips / ITR (mandatory)
  • Aadhaar & PAN
  • Medical history

Interest Rates & Product Charges

100% transparent pricing with zero hidden fees. Compare our parameters below.

Parameter Product Value
Expected Rate / Returns N/A
Processing / Entry Fee Zero
Minimum Amount ₹500/month
Maximum Amount ₹5 Crore Cover
Time Horizon 5 to 40 years

Frequently Asked Questions

Got questions? We've got answers. Explore our knowledge base for quick clarifications.

Does term insurance return premium?

Standard term plans do not return premium. However, Return of Premium (TROP) options are available if desired.

Built for Northeast India

Shani Finserve bridges the gap between global financial solutions and local MSMEs, tea garden entrepreneurs, and emerging investors across Assam and the Northeast. Your trusted regional partner for wealth and capital.

Guwahati Dibrugarh Tezpur Jorhat Tinsukia Sivasagar
24-Hour Express Review

Ready to unlock your potential?

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  • No impact on CIBIL score to check
  • Dedicated private advisor
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