Loans

MSME Loan

Subsidized loans for registered MSMEs to invest in business growth, inventory, and modernization.

10,000+ Happy Clients Across Northeast India
Fast Approval Flow
AI Processed
Interest Rate
11%
Min Amount
₹2,00,000
Max Amount
₹2,00,00,000
Tenure
12 to 84 months

Why MSME Loan Matters

Collateral-free government scheme and customized MSME loans. Empowering small and medium enterprises. Shani Finserve provides customized, AI-driven assistance matching you with the leading lenders and AMCs across Northeast India to guarantee the lowest processing fees and competitive rates. Our platform ensures seamless, paperless execution with priority routing.

Key Product Highlights

Discover the cutting-edge features that make our msme loan solution the best choice for your financial goals.

Udyam Certified

Subsidized ROI

CGTMSE Scheme Support

Why Choose Us for MSME Loan

Government subsidy integration

Quick processing

Flexible collateral guidelines

Interactive EMI Planner

Simulate your future cash outflows with our real-time smart visualizer.

Loan Amount ₹10,00,000
Interest Rate (p.a) 10.5%
Time Period (Years) 5 Years
Estimated Monthly EMI

₹21,494

Principal Amount ₹10,00,000
Total Interest ₹2,89,637
Total Value ₹12,89,637

Eligibility Criteria

  • Udyam registration
  • Profitability proof
  • CIBIL score: 650+

Documents Required

  • Udyam certificate
  • GST returns
  • ITR and financial statements
  • Bank statements

Interest Rates & Product Charges

100% transparent pricing with zero hidden fees. Compare our parameters below.

Parameter Product Value
Expected Rate / Returns 11% – 18% p.a.
Processing / Entry Fee 1.5% – 3%
Minimum Amount ₹2,00,000
Maximum Amount ₹2,00,00,000
Time Horizon 12 to 84 months

Frequently Asked Questions

Got questions? We've got answers. Explore our knowledge base for quick clarifications.

What is the maximum limit under CGTMSE?

Collateral-free loans up to ₹2 Crore can be processed under CGTMSE guidelines.

Built for Northeast India

Shani Finserve bridges the gap between global financial solutions and local MSMEs, tea garden entrepreneurs, and emerging investors across Assam and the Northeast. Your trusted regional partner for wealth and capital.

Guwahati Dibrugarh Tezpur Jorhat Tinsukia Sivasagar
24-Hour Express Review

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  • No impact on CIBIL score to check
  • Dedicated private advisor
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