Loans

Business Loan

Fuel your business growth with fast-approved business loans, MSME funding, and startup financing.

10,000+ Happy Clients Across Northeast India
Fast Approval Flow
AI Processed
Interest Rate
14%
Min Amount
₹1,00,000
Max Amount
₹50,00,000
Tenure
12 to 60 months

Why Business Loan Matters

Secure unsecured business loans up to ₹50 Lakhs for business expansion. High eligibility and fast processing. Shani Finserve provides customized, AI-driven assistance matching you with the leading lenders and AMCs across Northeast India to guarantee the lowest processing fees and competitive rates. Our platform ensures seamless, paperless execution with priority routing.

Key Product Highlights

Discover the cutting-edge features that make our business loan solution the best choice for your financial goals.

No Collateral

MSME Subsidized Rates

High Disbursal Limits

Why Choose Us for Business Loan

No collateral required

Quick approval within 72 hours

Flexible usage for any business purpose

MSME subsidized rates

Interactive EMI Planner

Simulate your future cash outflows with our real-time smart visualizer.

Loan Amount ₹10,00,000
Interest Rate (p.a) 10.5%
Time Period (Years) 5 Years
Estimated Monthly EMI

₹21,494

Principal Amount ₹10,00,000
Total Interest ₹2,89,637
Total Value ₹12,89,637

Eligibility Criteria

  • Business vintage: 2+ years
  • Annual turnover: ₹10 Lakh+
  • CIBIL score: 650+
  • Valid business registration

Documents Required

  • Business registration certificate
  • GST registration
  • Last 2 years ITR
  • Last 12 months bank statements

Interest Rates & Product Charges

100% transparent pricing with zero hidden fees. Compare our parameters below.

Parameter Product Value
Expected Rate / Returns 14% – 28% p.a.
Processing / Entry Fee 2% – 4%
Minimum Amount ₹1,00,000
Maximum Amount ₹50,00,000
Time Horizon 12 to 60 months

Frequently Asked Questions

Got questions? We've got answers. Explore our knowledge base for quick clarifications.

Can startups apply for business loans?

Yes, we have specialized startup business loan plans requiring a minimum of 1 year business proof and stable revenue.

Do I need to pledge assets?

No, Shani Finserve specializes in unsecured business loans.

Built for Northeast India

Shani Finserve bridges the gap between global financial solutions and local MSMEs, tea garden entrepreneurs, and emerging investors across Assam and the Northeast. Your trusted regional partner for wealth and capital.

Guwahati Dibrugarh Tezpur Jorhat Tinsukia Sivasagar
24-Hour Express Review

Ready to unlock your potential?

Fill out this secure application. Our certified financial planners will review your profile and match you with the best available terms instantly.

  • Bank-grade 256-bit security
  • No impact on CIBIL score to check
  • Dedicated private advisor
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