Loans

Education Loan

Secure funding for your higher education in India or abroad. Moratorium period included.

10,000+ Happy Clients Across Northeast India
Fast Approval Flow
AI Processed
Interest Rate
8.5%
Min Amount
₹1,00,000
Max Amount
₹1,50,00,000
Tenure
5 to 15 years

Why Education Loan Matters

Finance your higher education. Education loans for domestic & international studies with customized repayment. Shani Finserve provides customized, AI-driven assistance matching you with the leading lenders and AMCs across Northeast India to guarantee the lowest processing fees and competitive rates. Our platform ensures seamless, paperless execution with priority routing.

Key Product Highlights

Discover the cutting-edge features that make our education loan solution the best choice for your financial goals.

Moratorium Period

Section 80E Tax Cover

Global Institution Coverage

Why Choose Us for Education Loan

Moratorium period available

Tax benefit under Section 80E

Covers tuition and living costs

Interactive EMI Planner

Simulate your future cash outflows with our real-time smart visualizer.

Loan Amount ₹10,00,000
Interest Rate (p.a) 10.5%
Time Period (Years) 5 Years
Estimated Monthly EMI

₹21,494

Principal Amount ₹10,00,000
Total Interest ₹2,89,637
Total Value ₹12,89,637

Eligibility Criteria

  • Indian national
  • Confirmed admission in recognized course
  • Co-applicant required

Documents Required

  • Admission letter
  • Academic marksheets
  • Co-applicant income documents
  • Fee structure

Interest Rates & Product Charges

100% transparent pricing with zero hidden fees. Compare our parameters below.

Parameter Product Value
Expected Rate / Returns 8.5% – 12.5% p.a.
Processing / Entry Fee 0% – 1%
Minimum Amount ₹1,00,000
Maximum Amount ₹1,50,00,000
Time Horizon 5 to 15 years

Frequently Asked Questions

Got questions? We've got answers. Explore our knowledge base for quick clarifications.

Is collateral mandatory?

Collateral-free loans are available up to ₹7.5 Lakhs for premier institutes.

Built for Northeast India

Shani Finserve bridges the gap between global financial solutions and local MSMEs, tea garden entrepreneurs, and emerging investors across Assam and the Northeast. Your trusted regional partner for wealth and capital.

Guwahati Dibrugarh Tezpur Jorhat Tinsukia Sivasagar
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