Personal Loan
Get instant personal loans with minimal documentation, competitive interest rates, and flexible EMI options.
Key Product Highlights
Discover the cutting-edge features that make our personal loan solution the best choice for your financial goals.
Collateral Free
Paperless Process
Pre-Approved Offers Available
Why Choose Us for Personal Loan
No collateral required
Quick disbursal within 24 hours
Flexible repayment tenure
Minimal documentation
Interactive EMI Planner
Simulate your future cash outflows with our real-time smart visualizer.
₹21,494
Eligibility Criteria
- Age: 21–60 years
- Min salary: ₹15,000/month
- CIBIL score: 650+
- Salaried or Self-employed
Documents Required
- PAN Card
- Aadhaar Card
- Latest 3 months salary slips
- Last 6 months bank statements
Interest Rates & Product Charges
100% transparent pricing with zero hidden fees. Compare our parameters below.
| Parameter | Product Value |
|---|---|
| Expected Rate / Returns | 10.49% – 24% p.a. |
| Processing / Entry Fee | 1% – 3% |
| Minimum Amount | ₹50,000 |
| Maximum Amount | ₹40,00,000 |
| Time Horizon | 12 to 60 months |
Frequently Asked Questions
Got questions? We've got answers. Explore our knowledge base for quick clarifications.
Approval typically takes 24 to 48 hours once all verification documents are submitted.
No guarantor or collateral is required for personal loans from Shani Finserve.
Ready to unlock your potential?
Fill out this secure application. Our certified financial planners will review your profile and match you with the best available terms instantly.
- Bank-grade 256-bit security
- No impact on CIBIL score to check
- Dedicated private advisor