Loans

Home Loan

Make your dream home a reality with affordable home loans, low interest rates, and long repayment tenure.

10,000+ Happy Clients Across Northeast India
Fast Approval Flow
AI Processed
Interest Rate
8.35%
Min Amount
₹5,00,000
Max Amount
₹5,0,000,000
Tenure
5 to 30 years

Why Home Loan Matters

Buy or construct your home with Shani Finserve home loans. Interest rates starting at 8.35% with flexible tenures. Shani Finserve provides customized, AI-driven assistance matching you with the leading lenders and AMCs across Northeast India to guarantee the lowest processing fees and competitive rates. Our platform ensures seamless, paperless execution with priority routing.

Key Product Highlights

Discover the cutting-edge features that make our home loan solution the best choice for your financial goals.

Low ROI

Up to 30 Yrs Tenure

Tax Savings benefit

Why Choose Us for Home Loan

Low interest rates

Tenure up to 30 years

Tax benefit on principal & interest

Balance transfer facility

Interactive EMI Planner

Simulate your future cash outflows with our real-time smart visualizer.

Loan Amount ₹10,00,000
Interest Rate (p.a) 10.5%
Time Period (Years) 5 Years
Estimated Monthly EMI

₹21,494

Principal Amount ₹10,00,000
Total Interest ₹2,89,637
Total Value ₹12,89,637

Eligibility Criteria

  • Age: 21–65 years
  • Min salary: ₹25,000/month
  • CIBIL: 700+
  • Stable source of income

Documents Required

  • PAN & Aadhaar
  • Salary slips & ITR
  • Property ownership papers
  • Approved construction plan

Interest Rates & Product Charges

100% transparent pricing with zero hidden fees. Compare our parameters below.

Parameter Product Value
Expected Rate / Returns 8.35% – 11% p.a.
Processing / Entry Fee 0.25% – 1%
Minimum Amount ₹5,00,000
Maximum Amount ₹5,0,000,000
Time Horizon 5 to 30 years

Frequently Asked Questions

Got questions? We've got answers. Explore our knowledge base for quick clarifications.

Can I get a home loan for plot purchase?

Yes, home loans are available for plot purchase, flat buying, construction, or renovation.

Built for Northeast India

Shani Finserve bridges the gap between global financial solutions and local MSMEs, tea garden entrepreneurs, and emerging investors across Assam and the Northeast. Your trusted regional partner for wealth and capital.

Guwahati Dibrugarh Tezpur Jorhat Tinsukia Sivasagar
24-Hour Express Review

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  • No impact on CIBIL score to check
  • Dedicated private advisor
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