Shani Finserve

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Financial Knowledge for Everyone

Money Intelligence Lab

Master your finances with expert guides, interactive learning modules, and actionable financial wisdom. Powered by Shani Finserve's certified advisors.

Financial Learning Modules

Build your financial intelligence step-by-step โ€” from basics to advanced strategies.

Beginner
Investing Fundamentals

Learn how investments work โ€” stocks, mutual funds, bonds, FDs. Understand risk, returns, and the magic of compounding.

  • โœ“ What is investing?
  • โœ“ Risk vs Return
  • โœ“ Power of compounding
  • โœ“ Asset allocation basics
Intermediate
SIP & Mutual Funds Mastery

Everything about SIP investing โ€” how to start, choose funds, track performance, and build a diversified portfolio.

  • โœ“ How SIP works
  • โœ“ Choosing the right fund
  • โœ“ ELSS for tax saving
  • โœ“ SIP vs Lumpsum
Beginner
Loan & Debt Management

Navigate personal loans, business loans, and debt wisely. Learn to minimize interest and maximize financial leverage.

  • โœ“ Types of loans
  • โœ“ EMI planning
  • โœ“ Debt-to-income ratio
  • โœ“ Loan prepayment strategy
Beginner
Insurance Essentials

Understand life, health, and business insurance. Learn to calculate coverage needs and avoid common mistakes.

  • โœ“ Term vs endowment
  • โœ“ Health insurance basics
  • โœ“ Claim settlement ratio
  • โœ“ Critical illness cover
Intermediate
Tax Planning Strategies

Save taxes legally with smart investment choices. Compare old vs new regime, 80C deductions, and HRA exemptions.

  • โœ“ Section 80C options
  • โœ“ Old vs new regime
  • โœ“ HRA calculation
  • โœ“ Capital gains tax
Beginner
Credit Score Mastery

Understand CIBIL scores โ€” how they work, what affects them, and proven strategies to improve your score quickly.

  • โœ“ How CIBIL works
  • โœ“ Score improvement tips
  • โœ“ Credit utilization
  • โœ“ Dispute errors on report
Beginner
Emergency Fund Planning

Build a financial safety net that protects you from unexpected expenses, job loss, and medical emergencies.

  • โœ“ How much to save
  • โœ“ Where to park funds
  • โœ“ Liquid funds vs savings
  • โœ“ Emergency fund timeline
Advanced
Retirement Planning

Plan for financial independence. Learn NPS, EPF, pension plans, and how much corpus you need to retire comfortably.

  • โœ“ Retirement corpus formula
  • โœ“ NPS vs EPF
  • โœ“ FIRE movement
  • โœ“ Post-retirement income
Advanced
Startup & Business Finance

Financial literacy for entrepreneurs โ€” funding options, MSME schemes, cash flow management, and growth financing.

  • โœ“ MSME loan schemes
  • โœ“ Cash flow management
  • โœ“ GST basics
  • โœ“ Business loan eligibility
EXPERT GUIDANCE

Talk to a Certified Financial Advisor

Our AMFI-certified advisors in Assam provide personalized financial planning, investment guidance, and loan advisory โ€” completely free for the first consultation.

  • โœ“ Personalized investment plan based on your goals

  • โœ“ Loan eligibility assessment and rate comparison

  • โœ“ Tax-saving strategy for maximum deductions

  • โœ“ Retirement corpus planning

Financial Advisor Shani Finserve

Financial Knowledge FAQ

What is the Money Intelligence Lab?

The Money Intelligence Lab is Shani Finserve's free educational platform, designed to offer clear, actionable knowledge about personal finance, mutual funds, taxation, credit scores, and retirement planning.

Who are these learning modules designed for?

Our courses and articles cater to all knowledge levels. We have beginner modules for stock and investing basics, intermediate modules for SIP/tax saving, and advanced modules for business finance and retirement planning.

Does Shani Finserve charge for financial advisory consultations?

No. Your initial consultation with our AMFI-certified financial advisors is completely free of charge. We believe in providing accessible financial direction to individuals and MSMEs across Northeast India.

How can I schedule a personal advice session?

You can book a free consultation by clicking the "Book Free Consultation" button on our learning hub, or contact us directly on WhatsApp at +91-87219-32757.

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