Human life is full of surprises - both happy and challenging. At Shani Finserve, we help you prepare for life's uncertainties with the right protection.
Insurance is an agreement between you and an insurance company. You pay a small amount of money regularly (called a premium), and in return, the insurance company promises to help you pay for big costs if certain things go wrong.
Helps cover repair costs if your car is damaged in an accident or stolen.
Covers medical expenses when you're sick or hospitalized.
Protects your home against damage from fires, storms, or theft.
Insurance acts as a financial safety net, protecting you from unexpected expenses that could otherwise devastate your savings.
Without insurance, a ₹5,00,000 hospital bill could wipe out your savings. With insurance, you might only pay ₹50,000 while the insurer covers the rest.
The regular payments you make to maintain your insurance coverage.
The amount you pay out-of-pocket before insurance kicks in.
The maximum amount your policy will pay for a covered claim.
Notify your insurance company as soon as possible after the incident.
Submit all required evidence like photos, receipts, and police reports.
The insurer reviews your claim to verify coverage and damages.
If approved, payment is issued either to you or the service provider.
Evaluate multiple options considering coverage, price, and company reputation.
The cheapest policy may not offer adequate protection when you need it most.
Insurance isn't just about monthly payments—it's about peace of mind knowing you're protected when life takes unexpected turns.
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