From CIBIL score improvement to "Paisa Kaha Udd Raha Hai?" — discover 18+ premium financial tools that educate, entertain, and empower your financial journey.
Trusted by smart planners, families, founders & salary earners across India 🇮🇳
Powerful financial calculators and fun money insights — all free, instant, and beautifully designed.
CIBIL, Loans, Insurance, Net Worth & more
8 ToolsBreakup Recovery, Swiggy vs SIP, Rich Meter
7 ToolsLoan Readiness, Business Health & more
2 ToolsFinancial Health Report, 10-Year Prediction
2 ToolsGet financial insights in under 60 seconds
Browse 18+ tools across 4 categories
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Smart algorithms with realistic financial models.
Financial tools that entertain & educate.
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"The CIBIL Studio helped me understand exactly why my score was low. Improved it by 80 points in 4 months!"
"Swiggy vs SIP calculator was a wake-up call 😅 Now I invest ₹3K/month and still enjoy occasional orders!"
"The Business Loan Readiness tool saved me weeks of preparation. Got my loan approved on first attempt!"
Yes! All tools on Shani Finserve Money Lab are 100% free. No signup, no hidden charges. We believe financial awareness should be accessible to everyone.
Our tools use standard financial formulas and industry benchmarks. Results are indicative and for educational purposes. For precise advice, connect with our experts.
Absolutely. All calculations happen in your browser. We don't store or transmit any financial data you enter. Your privacy is our priority.
Yes! After using any tool, you can connect with Shani Finserve certified advisors for personalized guidance on loans, investments, insurance, and more.
Shani Finserve offers comprehensive financial services including personal/business loans, mutual funds, insurance, CIBIL improvement guidance, investment planning, and financial advisory.
Start with any free tool or connect with our expert team for personalized guidance.
18+ free tools to manage, plan, and have fun with your finances
Analyze your credit profile, get improvement tips, and see your projected score
⚠️ Results are indicative and for educational purposes only. Actual CIBIL scores are computed by TransUnion CIBIL.
Check how much loan you can get based on your financial profile
Build your investment portfolio and see your future corpus grow
Create a smart strategy to become debt-free faster
Find out how much life & health insurance you actually need
Calculate your true net worth — Assets minus Liabilities
Check if your business is ready for a loan and what you need to improve
Get a premium AI-style comprehensive financial health analysis
Find out where your money is flying away every month 😅
Find out when you'll become a Crorepati through SIP! 🎉
Turn heartbreak into smart money moves! 📈
Where do you stand on the wealth spectrum? Find out! 😎
Burger ya BMW? Let's find out what your food orders could become! 😅
Watch your salary vanish before your eyes! Where does it all go?
Discover your money personality in 6 quick questions!
Test your financial knowledge and find out your money IQ! 🧠
Compare your future with and without smart investing
Connect with Shani Finserve certified advisors for personalized guidance