Terms and Conditions

Terms & conditions

Welcome to Shani Finserve Private Limited (“Shani Finserve,” “we,” “us,” or “our”). By accessing or using our website (“Site”) and our services, you agree to comply with and be bound by the following terms and conditions (“Terms”). Please read these Terms carefully before using our Site or availing our services.

  1. Agreement to Terms

By accessing or using our Site and services, you agree to be bound by these Terms, including our Privacy Policy, which is incorporated by reference into these Terms. If you do not agree to these Terms, you may not access or use our Site or services.

  1. Loan Services

a. Shani Finserve provides loan services including but not limited to personal loans, professional loans, vehicle loans, home loans, education loans, and other financial products (“Services”).

b. We facilitate the loan application process and connect borrowers with potential lenders. However, we do not guarantee loan approval or endorse any specific lender.

  1. Eligibility

a. To avail our Services, you must be at least 18 years old and legally eligible to enter into contracts.

b. Certain loan products may have specific eligibility criteria such as income requirements, credit history, employment status, etc. We reserve the right to determine eligibility for our Services.

  1. Application Process

a. To apply for a loan through our Site, you must provide accurate and complete information.

b. We may verify the information provided and conduct credit checks as part of the application process.

c. Submitting an application does not guarantee loan approval.

  1. Loan Approval and Disbursement

a. Loan approval is at the sole discretion of the lender and is subject to their terms and conditions.

b. We do not guarantee loan approval or disbursement.

c. Loan terms, including interest rates, repayment terms, and fees, are determined by the lender and may vary based on factors such as creditworthiness and loan amount.

  1. Fees and Charges

a. Shani Finserve may charge fees for certain Services. Any applicable fees will be clearly disclosed to you before you avail the Services.

b. Lenders may also charge fees and interest on loans. It is your responsibility to review and understand the terms and conditions of any loan offer before accepting it.

  1. Intellectual Property

a. All content, logos, trademarks, and other intellectual property on our Site are owned by Shani Finserve or our licensors.

b. You may not use, reproduce, or distribute any content from our Site without our prior written consent.

  1. Limitation of Liability

a. Shani Finserve shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with your use of our Site or Services.

  1. Indemnification

You agree to indemnify and hold Shani Finserve, its officers, directors, employees, and affiliates harmless from any claims, damages, losses, or liabilities arising out of your use of our Site or Services or your breach of these Terms.

  1. Modification of Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our Site. Your continued use of our Site or Services after the posting of changes constitutes your acceptance of the modified Terms.

  1. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Dibrugarh.

More about our Terms and Conditions

If you have any questions about these Terms, please contact us at support@shanifinserve.com.

You can also visit our contact us page for any kind of queries related to terms and conditions, our executives are working tirelessly to ensure that your queries solved within no time.

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