500+
Active customers use our application
A Home Loan That Feels Like Home
Enjoy peace of mind with low EMIs and flexible repayment. Your comfort and happiness are our priority.!
Apply now
Home Loan: Helping You Own Your Dream Home, Step by Step
Here, at Shani Finserve, we understand how precious it is to own a house. It is not just a building but much more than that. It is your comfort place, for yourself, your family. No matter if you want a first house, a bigger place for your growing family, or a smart property investment, we’re here to help you make it happen- with our home loan.
And the best part? We keep it simple. We don’t come with complicated jargons, high interest rates or high collaterals.
What Is a Home Loan?
A home loan is money you borrow from us to buy or build a house. You can also take it to renovate your home, buy a plot, or even transfer an old loan to us if our rates are better
You don’t need to pay all at once — you repay the loan in small parts every month (called EMIs) over several years. It’s a smart and easy way to afford the home you want right now.
Your Dream Home Awaits
Shani Finserve makes home ownership simple and affordable
Why Choose Shani Finserve for Your Housing Loan?
We believe home is something everyone should own - without any complications. Our housing loan process is easy and simple from application to disbursal.
Low Interest Rates
Competitive rates that keep your EMIs affordable
Quick Approval
Get loan approvals in just a few days
Easy Paperwork
We only ask for what's really needed
Flexible Repayment
Choose a plan that fits your income
Friendly Experts
Our team helps you at every step
Peace of Mind
We're not just giving you a loan, but peace of mind
How Can You Use a Home Loan?
- Buying a new house or flat
- Purchasing a resale property
- Constructing your own home on a plot
- Renovating or expanding your current house
- Buying a plot and building on it later
- Transferring your existing loan to save on interest
"Wherever you are in your home journey, we're here to support you."
Who Can Apply for Housing Loan?
Salaried Employees
Working in private company, government job, or any firm
Self-Employed
Doctors, CAs, architects, consultants
Business Owners
Traders, shopkeepers, service providers
NRIs
Non-Resident Indians buying property in India
If you earn regularly and can repay the loan, you can apply!
Let's Make Your Dream Home a Reality
With Shani Finserve, you get support, savings, and speed — all in one place
How to Apply for Your Home Loan
1
Visit or Call
Visit our website or call our team
2
Share Details
Provide your details and property information
3
Submit Documents
Upload or submit required documents
4
Quick Approval
We check and approve quickly
5
Get Disbursed
Receive your loan amount and start house hunting!
We can even come to your home or office to collect documents if needed
Special Features We Offer
Online Service
Complete process online - no queues, just a click away
EMI Calculator
Check your payments instantly before applying
Online Tracking
Real-time loan status updates anytime
Pre-Approval
Know your eligible amount before home hunting
Tax Benefits
Save on both interest and principal repayments
Mobile App
Manage your loan anywhere, anytime
We've Helped Thousands Find Their Dream Homes
You could be next! Don't wait years to save up - your dream home is waiting.
Frequently asked questions
How long does approval take?
We are fast with our loan processes here — usually it is approved within 48 hours.
Can I apply with someone else?
Yes, you can. You may apply with your partner or family member to increase your loan amount.
Can I get a loan before choosing the property?
Of course, you can get it before you choose your property, so do not worry about anything and just let us know about your budget.
Can I get a loan if I’m self-employed?
Absolutely! All you have to do is to show us your business income proof and you’ll get the loan (if eligible).
Do I need a guarantor?
Not really. We trust our clients and most of the time, you get the loan without any collateral or guarantor.