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Active customers use our application
Business Loans When the Idea Is Right, the Money Follows
Running a business is exciting — but it’s not always easy. Sometimes you need extra money to grow, upgrade, or just keep things running smoothly. That’s where we come in.
At Shani Finserve, we offer simple, fast, and easy business loans for all types of businesses. Whether you’re just starting out or running something big, we help you get the funds you need — without the stress.
What Is a Business Loan?
A business loan is money you borrow to help your business. You can use it for many things — buying more stock, paying bills, hiring staff, growing your business, or handling emergencies.
You borrow the money, use it for your business, and then pay it back in small amounts every month (with a little interest).
Why Choose Shani Finserve for Startup Loan?
At Shani Finserve, we make startup loans easy and friendly. Here's why thousands of businesses choose us:
Quick Loan Approval
Get fast decisions so you can focus on growing your business without delays.
Simple Process
Straightforward application with minimal paperwork and clear instructions.
Low Documents Required
We keep documentation requirements minimal to save you time and hassle.
No Hidden Fees
Transparent pricing with all costs explained upfront - no surprises later.
Friendly Support
Dedicated assistance from application to disbursement and beyond.
Fast & Clear
We understand you're busy - our process is designed to be quick and simple.
Who Can Take a Loan for Business?
Almost anyone who runs a business can apply for our Business Loan
Shop Owners
Retail stores, boutiques, and local shop owners
SMEs
Small and Medium Enterprises
Startups
New businesses with growth potential
Traders & Wholesalers
Wholesale distributors and traders
Freelancers & Consultants
Independent professionals and consultants
Professionals
Doctors, CAs, Architects, and other professionals
Service Providers & Manufacturers
Service businesses and manufacturing units
Whether you have a small store or a growing company
We have loan solutions that fit your business needs
Talk to Our Loan Expert
Business Growth
What Can I Use the Loan For?
Fuel your business ambitions with flexible financing solutions
Buy Stock/Inventory
Keep your shelves full and business running
Pay Salaries/Rent
Manage operational expenses smoothly
Upgrade Equipment
Modernize your tools and machinery
Marketing & Ads
Boost your brand visibility
Open New Branch
Expand your business footprint
Buy Delivery Vehicle
Enhance your logistics capability
Shop Renovation
Refresh your business space
Expand Services
Diversify your offerings
Whatever your business goal is — we're here to help you reach it
Discuss Your NeedsFrequently asked questions
Do I need to give security or property?
Not really. We offer unsecured loans so you don’t have to worry about any collateral.
How fast will I get the money?
You will get the money real fast with us- usually within 48 hours of document approval.
Can a new business or startup apply?
Yes, you can! If you have a business idea or a few months of work, you can apply.
What is the interest rate?
It depends on your profile but is always fair and competitive.
Is it safe to apply online?
Totally! Our online application is secure and trusted by thousands of users.
Have any question?
Ask us anythisg.Do you have a love question you want us to answer?